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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,414 | $110,379-56.1% | $102,412-52.7% | $145,884-66.8% |
| Participation rate | 36.8% | 77.9%-41.1pp | 74.5%-37.7pp | 80.3%-43.5pp |
| Annual return | 22.65% | 24.84%-2.2pp | 24.94%-2.3pp | 551.85%-529.2pp |
| Employer contribution / active EE | $1,336 | $4,216-68.3% | $3,870-65.5% | $4,662-71.4% |
| Participant deferral / active EE | $2,932 | $5,622-47.8% | $5,060-42.1% | $6,690-56.2% |
| Admin fee / account holder | $421 | $9,745-95.7% | $8,388-95.0% | $13,392-96.9% |