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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,301 | $166,242-82.4% | $165,071-82.2% | $145,884-79.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 19.76% | 100.44%-80.7pp | 70.17%-50.4pp | 551.85%-532.1pp |
| Employer contribution / active EE | $2,238 | $5,283-57.6% | $4,347-48.5% | $4,662-52.0% |
| Participant deferral / active EE | $3,596 | $6,964-48.4% | $6,035-40.4% | $6,690-46.2% |
| Admin fee / account holder | $5,637 | $16,658-66.2% | $12,695-55.6% | $13,392-57.9% |