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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,926 | $183,516-67.9% | $155,534-62.1% | $145,884-59.6% |
| Participation rate | 44.4% | 82.7%-38.3pp | 78.2%-33.8pp | 80.3%-35.9pp |
| Annual return | 15.75% | 61.43%-45.7pp | 64.92%-49.2pp | 551.85%-536.1pp |
| Employer contribution / active EE | $1,694 | $5,315-68.1% | $4,675-63.8% | $4,662-63.7% |
| Participant deferral / active EE | $6,603 | $6,467+2.1% | $5,630+17.3% | $6,690-1.3% |
| Admin fee / account holder | $204 | $19,293-98.9% | $15,900-98.7% | $13,392-98.5% |