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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,652 | $213,785-94.5% | $185,441-93.7% | $155,188-92.5% |
| Participation rate | 83.3% | 83.2%+0.1pp | 80.3%+3.1pp | 80.8%+2.5pp |
| Annual return | 21.84% | 19.97%+1.9pp | 20.16%+1.7pp | 148.84%-127.0pp |
| Employer contribution / active EE | $1,636 | $5,393-69.7% | $4,672-65.0% | $4,248-61.5% |
| Participant deferral / active EE | $2,352 | $6,864-65.7% | $6,152-61.8% | $6,531-64.0% |
| Admin fee / account holder | $505 | $21,134-97.6% | $17,890-97.2% | $14,480-96.5% |