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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,301 | $181,062-55.6% | $158,223-49.2% | $155,188-48.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.83% | 57.39%-43.6pp | 52.09%-38.3pp | 148.84%-135.0pp |
| Employer contribution / active EE | $17,880 | $4,565+291.7% | $4,109+335.2% | $4,248+320.9% |
| Participant deferral / active EE | $9,138 | $6,134+49.0% | $5,467+67.1% | $6,531+39.9% |
| Admin fee / account holder | $468 | $18,825-97.5% | $16,047-97.1% | $14,480-96.8% |