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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,084 | $160,028-65.0% | $147,080-61.9% | $145,884-61.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.49% | 98.60%-83.1pp | 420.17%-404.7pp | 551.85%-536.4pp |
| Employer contribution / active EE | $8,123 | $5,286+53.7% | $4,933+64.7% | $4,662+74.2% |
| Participant deferral / active EE | $21,471 | $8,422+154.9% | $8,066+166.2% | $6,690+221.0% |
| Admin fee / account holder | $3,169 | $15,030-78.9% | $12,989-75.6% | $13,392-76.3% |