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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,758 | $181,062-76.9% | $158,223-73.6% | $155,188-73.1% |
| Participation rate | 54.5% | 82.7%-28.1pp | 79.2%-24.7pp | 80.8%-26.3pp |
| Annual return | 19.57% | 57.39%-37.8pp | 52.09%-32.5pp | 148.84%-129.3pp |
| Employer contribution / active EE | $1,387 | $4,565-69.6% | $4,109-66.2% | $4,248-67.3% |
| Participant deferral / active EE | $2,226 | $6,134-63.7% | $5,467-59.3% | $6,531-65.9% |
| Admin fee / account holder | $2,115 | $18,825-88.8% | $16,047-86.8% | $14,480-85.4% |