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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,960 | $69,774-37.0% | $67,575-34.9% | $74,459-41.0% |
| Participation rate | 0.0% | 71.4%-71.4pp | 72.9%-72.9pp | 67.2%-67.2pp |
| Annual return | 16.35% | -40.53%+56.9pp | 3528.98%-3512.6pp | 1369.70%-1353.3pp |
| Employer contribution / active EE | $0 | $2,710-100.0% | $2,736-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $6,528 | $3,636+79.5% | $4,003+63.1% | $4,350+50.1% |
| Admin fee / account holder | $9,165 | $890+930.0% | $3,993+129.5% | $1,945+371.3% |