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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,910 | $169,336+72.4% | $129,384+125.6% | $145,884+100.1% |
| Participation rate | 57.1% | 76.5%-19.4pp | 69.6%-12.5pp | 80.3%-23.2pp |
| Annual return | 65.22% | 14408.70%-14343.5pp | 9461.77%-9396.6pp | 551.85%-486.6pp |
| Employer contribution / active EE | $1,380 | $5,540-75.1% | $4,153-66.8% | $4,662-70.4% |
| Participant deferral / active EE | $3,175 | $4,985-36.3% | $4,166-23.8% | $6,690-52.5% |
| Admin fee / account holder | $0 | $9,912-100.0% | $7,686-100.0% | $13,392-100.0% |