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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,842 | $49,976-86.3% | $66,674-89.7% | $82,637-91.7% |
| Participation rate | 78.6% | 63.1%+15.5pp | 73.7%+4.9pp | 68.1%+10.5pp |
| Annual return | 23.04% | 39.09%-16.1pp | 321.24%-298.2pp | 53.51%-30.5pp |
| Employer contribution / active EE | $724 | $1,988-63.6% | $2,620-72.4% | $2,552-71.6% |
| Participant deferral / active EE | $1,816 | $2,847-36.2% | $4,084-55.5% | $4,126-56.0% |
| Admin fee / account holder | $1,146 | $4,594-75.1% | $5,098-77.5% | $7,339-84.4% |