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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,308 | $178,174+14.1% | $156,181+30.2% | $137,256+48.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.63% | 84.19%-67.6pp | 64.87%-48.2pp | 220.34%-203.7pp |
| Employer contribution / active EE | $726 | $4,972-85.4% | $4,294-83.1% | $4,156-82.5% |
| Participant deferral / active EE | $6,374 | $6,888-7.5% | $6,132+3.9% | $6,407-0.5% |
| Admin fee / account holder | $1,215 | $17,404-93.0% | $14,586-91.7% | $12,270-90.1% |