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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,080 | $90,530-83.3% | $76,030-80.2% | $145,897-89.7% |
| Participation rate | 81.8% | 74.4%+7.4pp | 69.1%+12.8pp | 80.3%+1.5pp |
| Annual return | 11.70% | 625.08%-613.4pp | 361.54%-349.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $2,688-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $0 | $5,164-100.0% | $4,257-100.0% | $6,689-100.0% |
| Admin fee / account holder | $2,382 | $8,383-71.6% | $6,421-62.9% | $13,390-82.2% |