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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,460 | $106,864-60.3% | $147,318-71.2% | $82,637-48.6% |
| Participation rate | 67.3% | 75.5%-8.2pp | 82.1%-14.8pp | 68.1%-0.8pp |
| Annual return | 40.06% | 27.49%+12.6pp | 70.43%-30.4pp | 53.51%-13.5pp |
| Employer contribution / active EE | $3,339 | $3,417-2.3% | $4,593-27.3% | $2,552+30.9% |
| Participant deferral / active EE | $6,362 | $6,496-2.1% | $7,906-19.5% | $4,126+54.2% |
| Admin fee / account holder | $10,606 | $8,415+26.0% | $13,708-22.6% | $7,339+44.5% |