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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,412 | $213,785-32.9% | $185,441-22.7% | $155,188-7.6% |
| Participation rate | 50.0% | 83.2%-33.2pp | 80.3%-30.3pp | 80.8%-30.8pp |
| Annual return | 18.12% | 19.97%-1.9pp | 20.16%-2.0pp | 148.84%-130.7pp |
| Employer contribution / active EE | $4,088 | $5,393-24.2% | $4,672-12.5% | $4,248-3.8% |
| Participant deferral / active EE | $6,835 | $6,864-0.4% | $6,152+11.1% | $6,531+4.7% |
| Admin fee / account holder | $50 | $21,134-99.8% | $17,890-99.7% | $14,480-99.7% |