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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,760 | $159,934-70.1% | $147,005-67.5% | $145,959-67.3% |
| Participation rate | 53.8% | 84.0%-30.2pp | 82.2%-28.3pp | 80.3%-26.4pp |
| Annual return | 15.62% | 98.24%-82.6pp | 418.76%-403.1pp | 561.95%-546.3pp |
| Employer contribution / active EE | $2,061 | $5,287-61.0% | $4,934-58.2% | $4,661-55.8% |
| Participant deferral / active EE | $4,715 | $8,427-44.1% | $8,070-41.6% | $6,689-29.5% |
| Admin fee / account holder | $3,438 | $15,053-77.2% | $13,006-73.6% | $13,398-74.3% |