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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,760 | $160,070-70.2% | $147,117-67.5% | $145,897-67.3% |
| Participation rate | 53.8% | 84.0%-30.2pp | 82.2%-28.3pp | 80.3%-26.5pp |
| Annual return | 15.62% | 98.69%-83.1pp | 420.54%-404.9pp | 552.29%-536.7pp |
| Employer contribution / active EE | $2,061 | $5,285-61.0% | $4,932-58.2% | $4,663-55.8% |
| Participant deferral / active EE | $4,715 | $8,419-44.0% | $8,065-41.5% | $6,689-29.5% |
| Admin fee / account holder | $3,438 | $15,035-77.1% | $12,993-73.5% | $13,390-74.3% |