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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,753 | $154,228-58.7% | $145,433-56.2% | $137,256-53.6% |
| Participation rate | 69.2% | 83.8%-14.6pp | 82.1%-12.9pp | 80.0%-10.7pp |
| Annual return | 17.49% | 74.59%-57.1pp | 66.58%-49.1pp | 220.34%-202.9pp |
| Employer contribution / active EE | $2,129 | $4,804-55.7% | $4,554-53.3% | $4,156-48.8% |
| Participant deferral / active EE | $4,557 | $8,216-44.5% | $7,897-42.3% | $6,407-28.9% |
| Admin fee / account holder | $4,880 | $14,344-66.0% | $13,129-62.8% | $12,270-60.2% |