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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,228 | $183,592-92.8% | $155,567-91.5% | $145,959-90.9% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 42.03% | 61.24%-19.2pp | 64.74%-22.7pp | 561.95%-519.9pp |
| Employer contribution / active EE | $1,613 | $5,315-69.7% | $4,674-65.5% | $4,661-65.4% |
| Participant deferral / active EE | $1,795 | $6,464-72.2% | $5,628-68.1% | $6,689-73.2% |
| Admin fee / account holder | $10,908 | $19,318-43.5% | $15,916-31.5% | $13,398-18.6% |