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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,988 | $55,902-82.1% | $76,030-86.9% | $80,959-87.7% |
| Participation rate | 78.1% | 62.1%+16.1pp | 69.1%+9.1pp | 67.7%+10.5pp |
| Annual return | 10.70% | 20.59%-9.9pp | 361.54%-350.8pp | 35.67%-25.0pp |
| Employer contribution / active EE | $407 | $1,867-78.2% | $2,688-84.9% | $2,757-85.2% |
| Participant deferral / active EE | $1,571 | $3,051-48.5% | $4,257-63.1% | $4,300-63.5% |
| Admin fee / account holder | $2,553 | $5,239-51.3% | $6,421-60.2% | $6,925-63.1% |