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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,835 | $223,823-27.7% | $211,142-23.4% | $154,746+4.6% |
| Participation rate | 87.5% | 87.9%-0.4pp | 87.3%+0.2pp | 80.7%+6.8pp |
| Annual return | 20.41% | 50.39%-30.0pp | 46.84%-26.4pp | 172.34%-151.9pp |
| Employer contribution / active EE | $0 | $6,787-100.0% | $6,442-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $64,545 | $9,750+562.0% | $9,284+595.2% | $6,730+859.0% |
| Admin fee / account holder | $61,226 | $19,707+210.7% | $19,076+221.0% | $14,365+326.2% |