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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,361 | $134,817-15.2% | $123,973-7.8% | $155,188-26.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.25% | 515.49%-500.2pp | 388.13%-372.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $10,433 | $4,425+135.8% | $4,126+152.9% | $4,248+145.6% |
| Participant deferral / active EE | $7,076 | $5,706+24.0% | $5,247+34.9% | $6,531+8.3% |
| Admin fee / account holder | $3,334 | $13,245-74.8% | $11,799-71.7% | $14,480-77.0% |