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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,666 | $154,228+33.4% | $145,433+41.4% | $137,256+49.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.89% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $18,196 | $4,804+278.8% | $4,554+299.5% | $4,156+337.8% |
| Participant deferral / active EE | $10,033 | $8,216+22.1% | $7,897+27.0% | $6,407+56.6% |
| Admin fee / account holder | $861 | $14,344-94.0% | $13,129-93.4% | $12,270-93.0% |