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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,062 | $28,624-89.3% | $53,647-94.3% | $82,637-96.3% |
| Participation rate | 38.0% | 47.3%-9.3pp | 56.3%-18.3pp | 68.1%-30.1pp |
| Annual return | 18.66% | 664.98%-646.3pp | 358.33%-339.7pp | 53.51%-34.8pp |
| Employer contribution / active EE | $219 | $637-65.5% | $962-77.2% | $2,552-91.4% |
| Participant deferral / active EE | $587 | $1,196-50.9% | $1,813-67.6% | $4,126-85.8% |
| Admin fee / account holder | $3,406 | $2,022+68.5% | $2,460+38.5% | $7,339-53.6% |