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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,142 | $156,616-85.2% | $133,346-82.6% | $198,609-88.3% |
| Participation rate | 75.0% | 77.7%-2.7pp | 72.8%+2.2pp | 82.4%-7.4pp |
| Annual return | 18.95% | 44.25%-25.3pp | 36.85%-17.9pp | 202.70%-183.8pp |
| Employer contribution / active EE | $1,450 | $3,368-56.9% | $2,853-49.2% | $5,055-71.3% |
| Participant deferral / active EE | $3,035 | $4,920-38.3% | $4,332-29.9% | $6,977-56.5% |
| Admin fee / account holder | $300 | $17,468-98.3% | $14,264-97.9% | $19,030-98.4% |