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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,315 | $183,592+56.5% | $155,567+84.7% | $145,959+96.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.42% | 61.24%-52.8pp | 64.74%-56.3pp | 561.95%-553.5pp |
| Employer contribution / active EE | $23,846 | $5,315+348.7% | $4,674+410.2% | $4,661+411.6% |
| Participant deferral / active EE | $13,375 | $6,464+106.9% | $5,628+137.7% | $6,689+100.0% |
| Admin fee / account holder | $3,499 | $19,318-81.9% | $15,916-78.0% | $13,398-73.9% |