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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,315 | $183,539+56.5% | $155,556+84.7% | $145,897+96.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.42% | 61.31%-52.9pp | 64.84%-56.4pp | 552.29%-543.9pp |
| Employer contribution / active EE | $23,846 | $5,315+348.6% | $4,675+410.0% | $4,663+411.4% |
| Participant deferral / active EE | $13,375 | $6,467+106.8% | $5,631+137.5% | $6,689+99.9% |
| Admin fee / account holder | $3,499 | $19,275-81.8% | $15,885-78.0% | $13,390-73.9% |