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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,818 | $201,372-46.0% | $184,260-40.9% | $145,884-25.4% |
| Participation rate | 94.4% | 87.5%+7.0pp | 86.8%+7.6pp | 80.3%+14.1pp |
| Annual return | 18.02% | 29.04%-11.0pp | 28.84%-10.8pp | 551.85%-533.8pp |
| Employer contribution / active EE | $3,327 | $7,024-52.6% | $6,427-48.2% | $4,662-28.6% |
| Participant deferral / active EE | $16,500 | $9,808+68.2% | $9,133+80.7% | $6,690+146.6% |
| Admin fee / account holder | $659 | $16,362-96.0% | $13,898-95.3% | $13,392-95.1% |