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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,542 | $183,592-93.2% | $155,574-91.9% | $145,877-91.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.64% | 61.37%-58.7pp | 64.87%-62.2pp | 551.28%-548.6pp |
| Employer contribution / active EE | $8,894 | $5,317+67.3% | $4,676+90.2% | $4,663+90.7% |
| Participant deferral / active EE | $6,203 | $6,466-4.1% | $5,629+10.2% | $6,691-7.3% |
| Admin fee / account holder | $546 | $19,316-97.2% | $15,914-96.6% | $13,402-95.9% |