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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,032 | $83,898-76.1% | $133,346-85.0% | $94,015-78.7% |
| Participation rate | 96.2% | 63.4%+32.8pp | 72.8%+23.3pp | 70.8%+25.3pp |
| Annual return | 37.88% | 16.00%+21.9pp | 36.85%+1.0pp | 17.84%+20.0pp |
| Employer contribution / active EE | $1,655 | $1,821-9.1% | $2,853-42.0% | $2,790-40.7% |
| Participant deferral / active EE | $3,488 | $3,245+7.5% | $4,332-19.5% | $4,249-17.9% |
| Admin fee / account holder | $1,891 | $7,809-75.8% | $14,264-86.7% | $8,951-78.9% |