Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,049 | $88,815-96.6% | $81,882-96.3% | $145,897-97.9% |
| Participation rate | 56.5% | 75.1%-18.6pp | 72.4%-15.9pp | 80.3%-23.8pp |
| Annual return | 12.07% | 1033.75%-1021.7pp | 779.47%-767.4pp | 552.29%-540.2pp |
| Employer contribution / active EE | $242 | $3,086-92.2% | $2,916-91.7% | $4,663-94.8% |
| Participant deferral / active EE | $1,221 | $4,647-73.7% | $4,323-71.8% | $6,689-81.8% |
| Admin fee / account holder | $739 | $8,434-91.2% | $7,360-90.0% | $13,390-94.5% |