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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,650 | $81,358-29.1% | $155,556-62.9% | $80,959-28.8% |
| Participation rate | 94.5% | 66.3%+28.3pp | 78.2%+16.3pp | 67.7%+26.9pp |
| Annual return | 13.75% | 33.39%-19.6pp | 64.84%-51.1pp | 35.67%-21.9pp |
| Employer contribution / active EE | $1,746 | $3,106-43.8% | $4,675-62.6% | $2,757-36.7% |
| Participant deferral / active EE | $5,639 | $3,455+63.2% | $5,631+0.1% | $4,300+31.1% |
| Admin fee / account holder | $737 | $7,994-90.8% | $15,885-95.4% | $6,925-89.4% |