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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,752 | $76,407-16.6% | $150,298-57.6% | $82,448-22.7% |
| Participation rate | 97.4% | 66.4%+31.0pp | 77.8%+19.6pp | 68.1%+29.3pp |
| Annual return | 15.42% | 39.99%-24.6pp | 62.79%-47.4pp | 41.64%-26.2pp |
| Employer contribution / active EE | $2,317 | $2,614-11.4% | $4,154-44.2% | $2,551-9.2% |
| Participant deferral / active EE | $5,238 | $3,214+62.9% | $5,453-3.9% | $4,139+26.5% |
| Admin fee / account holder | $2,506 | $6,352-60.5% | $14,116-82.2% | $7,234-65.4% |