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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,242 | $182,823-86.7% | $161,596-85.0% | $198,609-87.8% |
| Participation rate | 100.0% | 81.5%+18.5pp | 80.7%+19.3pp | 82.4%+17.6pp |
| Annual return | 18.59% | 484.64%-466.1pp | 389.92%-371.3pp | 202.70%-184.1pp |
| Employer contribution / active EE | $2,611 | $4,109-36.5% | $3,977-34.3% | $5,055-48.4% |
| Participant deferral / active EE | $10,052 | $7,056+42.5% | $6,750+48.9% | $6,977+44.1% |
| Admin fee / account holder | $2,051 | $15,687-86.9% | $13,161-84.4% | $19,030-89.2% |