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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,005 | $123,155-99.2% | $108,753-99.1% | $155,188-99.4% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 21.34% | 44.73%-23.4pp | 37.47%-16.1pp | 148.84%-127.5pp |
| Employer contribution / active EE | $0 | $2,811-100.0% | $2,427-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $1,198 | $4,623-74.1% | $4,115-70.9% | $6,531-81.7% |
| Admin fee / account holder | $2,197 | $12,126-81.9% | $10,320-78.7% | $14,480-84.8% |