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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,663 | $114,119-88.0% | $107,187-87.3% | $138,895-90.2% |
| Participation rate | 37.5% | 78.1%-40.6pp | 75.0%-37.5pp | 79.9%-42.4pp |
| Annual return | 25.50% | 273.21%-247.7pp | 204.55%-179.0pp | 145.39%-119.9pp |
| Employer contribution / active EE | $622 | $4,059-84.7% | $3,782-83.5% | $4,194-85.2% |
| Participant deferral / active EE | $2,246 | $5,538-59.4% | $5,096-55.9% | $6,396-64.9% |
| Admin fee / account holder | $69 | $10,024-99.3% | $9,162-99.2% | $12,562-99.5% |