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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,151 | $183,592-67.8% | $155,574-62.0% | $145,877-59.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.56% | 61.37%-45.8pp | 64.87%-49.3pp | 551.28%-535.7pp |
| Employer contribution / active EE | $7,184 | $5,317+35.1% | $4,676+53.7% | $4,663+54.1% |
| Participant deferral / active EE | $8,885 | $6,466+37.4% | $5,629+57.8% | $6,691+32.8% |
| Admin fee / account holder | $5,355 | $19,316-72.3% | $15,914-66.3% | $13,402-60.0% |