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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,739 | $201,344-87.7% | $184,243-86.6% | $145,877-83.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 12.12% | 29.01%-16.9pp | 28.82%-16.7pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,089 | $7,022-70.3% | $6,427-67.5% | $4,663-55.2% |
| Participant deferral / active EE | $5,618 | $9,807-42.7% | $9,132-38.5% | $6,691-16.0% |
| Admin fee / account holder | $2,277 | $16,382-86.1% | $13,914-83.6% | $13,402-83.0% |