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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,917 | $29,736-93.6% | $56,033-96.6% | $80,935-97.6% |
| Participation rate | 71.9% | 41.7%+30.2pp | 52.5%+19.4pp | 67.7%+4.2pp |
| Annual return | 11.97% | 35.28%-23.3pp | 1711.38%-1699.4pp | 35.66%-23.7pp |
| Employer contribution / active EE | $247 | $671-63.3% | $1,041-76.3% | $2,757-91.1% |
| Participant deferral / active EE | $677 | $1,228-44.9% | $1,954-65.4% | $4,299-84.3% |
| Admin fee / account holder | $408 | $2,434-83.2% | $2,827-85.6% | $6,924-94.1% |