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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,136 | $28,624-89.0% | $53,647-94.2% | $82,637-96.2% |
| Participation rate | 75.0% | 47.3%+27.7pp | 56.3%+18.7pp | 68.1%+6.9pp |
| Annual return | 19.00% | 664.98%-646.0pp | 358.33%-339.3pp | 53.51%-34.5pp |
| Employer contribution / active EE | $240 | $637-62.3% | $962-75.1% | $2,552-90.6% |
| Participant deferral / active EE | $568 | $1,196-52.5% | $1,813-68.7% | $4,126-86.2% |
| Admin fee / account holder | $383 | $2,022-81.1% | $2,460-84.4% | $7,339-94.8% |