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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,998 | $110,039-84.6% | $97,260-82.5% | $145,884-88.3% |
| Participation rate | 83.3% | 75.9%+7.4pp | 72.7%+10.7pp | 80.3%+3.0pp |
| Annual return | 10.48% | 244.44%-234.0pp | 75.54%-65.1pp | 551.85%-541.4pp |
| Employer contribution / active EE | $990 | $3,074-67.8% | $2,721-63.6% | $4,662-78.8% |
| Participant deferral / active EE | $2,992 | $4,674-36.0% | $4,262-29.8% | $6,690-55.3% |
| Admin fee / account holder | $538 | $6,204-91.3% | $5,640-90.5% | $13,392-96.0% |