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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,980 | $100,073+153.8% | $85,126+198.4% | $145,877+74.1% |
| Participation rate | 90.0% | 74.1%+15.9pp | 67.5%+22.5pp | 80.3%+9.7pp |
| Annual return | 19.47% | 84.11%-64.6pp | 66.63%-47.2pp | 551.28%-531.8pp |
| Employer contribution / active EE | $12,890 | $3,236+298.3% | $2,731+371.9% | $4,663+176.4% |
| Participant deferral / active EE | $13,214 | $5,294+149.6% | $4,523+192.1% | $6,691+97.5% |
| Admin fee / account holder | $363 | $7,261-95.0% | $6,160-94.1% | $13,402-97.3% |