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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,467 | $160,028-19.1% | $147,080-12.0% | $145,884-11.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.72% | 98.60%-77.9pp | 420.17%-399.5pp | 551.85%-531.1pp |
| Employer contribution / active EE | $55,360 | $5,286+947.4% | $4,933+1022.2% | $4,662+1087.4% |
| Participant deferral / active EE | $18,388 | $8,422+118.3% | $8,066+128.0% | $6,690+174.9% |
| Admin fee / account holder | $955 | $15,030-93.6% | $12,989-92.7% | $13,392-92.9% |