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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,719 | $225,673-33.2% | $203,872-26.1% | $155,188-2.9% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 16.98% | 95.91%-78.9pp | 85.11%-68.1pp | 148.84%-131.9pp |
| Employer contribution / active EE | $2,061 | $4,099-49.7% | $3,757-45.2% | $4,248-51.5% |
| Participant deferral / active EE | $18,900 | $6,893+174.2% | $6,388+195.9% | $6,531+189.4% |
| Admin fee / account holder | $3,019 | $12,327-75.5% | $11,730-74.3% | $14,480-79.2% |