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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,140 | $110,410-74.5% | $102,437-72.5% | $145,897-80.7% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 15.27% | 24.85%-9.6pp | 24.95%-9.7pp | 552.29%-537.0pp |
| Employer contribution / active EE | $1,352 | $4,217-68.0% | $3,871-65.1% | $4,663-71.0% |
| Participant deferral / active EE | $2,792 | $5,622-50.3% | $5,060-44.8% | $6,689-58.3% |
| Admin fee / account holder | $1,271 | $9,745-87.0% | $8,388-84.8% | $13,390-90.5% |