Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,795 | $86,919-76.1% | $102,457-79.7% | $80,911-74.3% |
| Participation rate | 60.0% | 72.4%-12.4pp | 76.5%-16.5pp | 67.6%-7.6pp |
| Annual return | 11.15% | 18.90%-7.7pp | 29.41%-18.3pp | 35.63%-24.5pp |
| Employer contribution / active EE | $1,199 | $2,368-49.4% | $3,022-60.3% | $2,756-56.5% |
| Participant deferral / active EE | $3,227 | $4,119-21.7% | $5,054-36.1% | $4,297-24.9% |
| Admin fee / account holder | $540 | $8,049-93.3% | $9,451-94.3% | $6,935-92.2% |