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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,093 | $156,398-91.0% | $147,318-90.4% | $138,895-89.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 20.84% | 78.75%-57.9pp | 70.43%-49.6pp | 145.39%-124.6pp |
| Employer contribution / active EE | $2,371 | $4,853-51.2% | $4,593-48.4% | $4,194-43.5% |
| Participant deferral / active EE | $5,045 | $8,237-38.8% | $7,906-36.2% | $6,396-21.1% |
| Admin fee / account holder | $871 | $14,976-94.2% | $13,708-93.6% | $12,562-93.1% |