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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,138 | $208,088-97.5% | $186,193-97.2% | $154,746-96.7% |
| Participation rate | 84.2% | 80.0%+4.2pp | 77.1%+7.1pp | 80.7%+3.5pp |
| Annual return | 21.16% | 89.97%-68.8pp | 78.03%-56.9pp | 172.34%-151.2pp |
| Employer contribution / active EE | $1,135 | $4,340-73.9% | $3,918-71.0% | $4,379-74.1% |
| Participant deferral / active EE | $1,758 | $7,078-75.2% | $6,513-73.0% | $6,730-73.9% |
| Admin fee / account holder | $680 | $11,698-94.2% | $11,058-93.8% | $14,365-95.3% |