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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,138 | $225,673-97.7% | $203,872-97.5% | $155,188-96.7% |
| Participation rate | 84.2% | 80.3%+3.9pp | 77.8%+6.4pp | 80.8%+3.4pp |
| Annual return | 21.16% | 95.91%-74.8pp | 85.11%-63.9pp | 148.84%-127.7pp |
| Employer contribution / active EE | $1,135 | $4,099-72.3% | $3,757-69.8% | $4,248-73.3% |
| Participant deferral / active EE | $1,758 | $6,893-74.5% | $6,388-72.5% | $6,531-73.1% |
| Admin fee / account holder | $680 | $12,327-94.5% | $11,730-94.2% | $14,480-95.3% |