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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,635 | $61,125-74.4% | $94,057-83.4% | $87,485-82.1% |
| Participation rate | 22.2% | 64.1%-41.8pp | 73.3%-51.1pp | 68.9%-46.7pp |
| Annual return | 22.33% | 35.20%-12.9pp | 480.62%-458.3pp | 26.06%-3.7pp |
| Employer contribution / active EE | $763 | $2,136-64.3% | $2,933-74.0% | $2,596-70.6% |
| Participant deferral / active EE | $1,447 | $3,260-55.6% | $4,709-69.3% | $4,274-66.1% |
| Admin fee / account holder | $2,798 | $5,629-50.3% | $7,244-61.4% | $7,775-64.0% |