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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,507 | $100,139-95.5% | $85,187-94.7% | $145,884-96.9% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 11.53% | 84.15%-72.6pp | 66.67%-55.1pp | 551.85%-540.3pp |
| Employer contribution / active EE | $1,008 | $3,238-68.9% | $2,732-63.1% | $4,662-78.4% |
| Participant deferral / active EE | $2,087 | $5,296-60.6% | $4,525-53.9% | $6,690-68.8% |
| Admin fee / account holder | $2,222 | $7,262-69.4% | $6,162-63.9% | $13,392-83.4% |