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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,969 | $28,624+39.6% | $53,647-25.5% | $82,637-51.6% |
| Participation rate | 7.0% | 47.3%-40.3pp | 56.3%-49.3pp | 68.1%-61.1pp |
| Annual return | 14.72% | 664.98%-650.3pp | 358.33%-343.6pp | 53.51%-38.8pp |
| Employer contribution / active EE | $186 | $637-70.8% | $962-80.7% | $2,552-92.7% |
| Participant deferral / active EE | $369 | $1,196-69.2% | $1,813-79.7% | $4,126-91.1% |
| Admin fee / account holder | $1,450 | $2,022-28.3% | $2,460-41.1% | $7,339-80.2% |