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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $48,717 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $19,777 |
Service code 27 · EIN 99-2539506 | Advisory (Plan) | $13,039 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,429 | $89,588-33.7% | $135,987-56.3% | $77,714-23.5% |
| Participation rate | 85.7% | 74.3%+11.4pp | 76.4%+9.2pp | 70.6%+15.1pp |
| Annual return | 84.35% | 17.42%+66.9pp | 580.01%-495.7pp | 31.26%+53.1pp |
| Employer contribution / active EE | $2,385 | $3,491-31.7% | $4,214-43.4% | $2,727-12.5% |
| Participant deferral / active EE | $4,539 | $5,591-18.8% | $7,027-35.4% | $4,649-2.4% |
| Admin fee / account holder | $104 | $539-80.7% | $6,716-98.4% | $433-75.9% |