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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,525 | $108,911-8.6% | $100,392-0.9% | $145,884-31.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 12.47% | 58.23%-45.8pp | 49.45%-37.0pp | 551.85%-539.4pp |
| Employer contribution / active EE | $8,529 | $4,420+93.0% | $3,941+116.4% | $4,662+82.9% |
| Participant deferral / active EE | $14,015 | $8,459+65.7% | $8,090+73.2% | $6,690+109.5% |
| Admin fee / account holder | $14,407 | $9,698+48.6% | $7,904+82.3% | $13,392+7.6% |