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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,483 | $107,421+28.0% | $182,262-24.6% | $94,015+46.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 84.2%+15.8pp | 70.8%+29.2pp |
| Annual return | 21.72% | 21.32%+0.4pp | 140.60%-118.9pp | 17.84%+3.9pp |
| Employer contribution / active EE | $7,585 | $3,448+120.0% | $5,046+50.3% | $2,790+171.8% |
| Participant deferral / active EE | $13,819 | $6,558+110.7% | $8,276+67.0% | $4,249+225.2% |
| Admin fee / account holder | $5,786 | $8,692-33.4% | $16,712-65.4% | $8,951-35.4% |