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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $549 | $102,245-99.5% | $89,340-99.4% | $137,256-99.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 19.94% | 21.89%-1.9pp | 20.57%-0.6pp | 220.34%-200.4pp |
| Employer contribution / active EE | $0 | $2,529-100.0% | $2,231-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $277 | $4,436-93.8% | $3,823-92.8% | $6,407-95.7% |
| Admin fee / account holder | $556 | $8,085-93.1% | $6,704-91.7% | $12,270-95.5% |